Loans

For providential or for productive purposes
Maximum loan amount is 3.5M
Maximum term is 5 years

Granted to public & private employees in active service
ATM card, MOA and/or hard collateral will be required
Maximum amount is 1M
Maximum term is 5 years

For house construction, renovation or residential lot purchase
Maximum amount is 1.5M
Maximum term is 10 years
Collateral requirement: land title where to build the house

For medical, educational or for any emergency purposes
Maximum amount is 20,000
Maximum term is 1 year

To receive BAJAJ Re Fi (Old Model)
Total Loan Amount will be at the existing price of the model supplied by EMCOR
Down payment is 3% of the price of the unit
Term - 36 months or 48 months
Interest rate is 2.12% per month
Free one year insurance
Free registration for 3 years

Maximum loan is 2M
Maximum term is 5 years
Collateral required: land title

Granted to public & private employees in active service
Midyear bonus, year end bonus, clothing allowance, SL monetization serve as collateral
Maximum loan is 100,000
Maximum term is 6 months

Maximum loan is 100,000
Maximum term is 1 year

Loanable Amount: 80% of share capital for members w/o loan, 50% if with existing loan w/ no delinquency
One year term only
1% interest rate diminishing
1% service fee per availment
Can be paid monthly, quarterly, semi-annually

Granted to member with Time Deposit, Double Your Money & Millennium Savings
Collateral required: Certificate of deposit
Maximum amount is 70% of the deposit

Granted to a member making his share capital as collateral considering no other loan type is availed
Maximum amount is 80% of member's share capital

Granted to members with on going business
Maximum amount is 2.5M
Maximum term is 1 year
Renewable every year

For retirees receiving pension
Maximum loan is 500,000
Maximum term is 5 years