Prepare for your future! Select the best savings program for your investment, leisure, health, emergency, or retirement fund. Save now!

Become a Member

NICO Savings Products

Regular Savings

Open to all Regular and Associate Members
Minimum Deposit of Php 1,000.00 to earn interest
Earns higher interest @ 2% per annum compounded monthly
TAX Free

Time Deposit

Open to all Regular and Associate Members
For deposits with specific term and for a higher interest rate
Minimum deposit of Php 5,000.00
TAX Free

Double Your Money in 10 Years

Minimum deposit of Php 5,000.00
A non-withdrawable deposit for a period of 10 years
Interest earned on deposit before maturity is non-withrawable
TAX Free

Double your Money Plus (DYM Plus)

Denominated by Php 60,000.00 @ 11.5% straight interest rate in 1 years term.
A non-withdrawable deposit for a period of 10 years
Interest earned on deposit before maturity is non-withrawable
TAX Free

Millenium Savings

A pledge deposit ranging from P 5.00 to P 100.00 daily deposit
The pledge amount maybe deposited or collected daily, monthly or quarterly
Non-withdrawable savings for a period of five (5) years and shall earn interest of 8% per annum compounded annually
TAX Free

Family Savers Club

A fixed deposited plan of one year and withdrawable upon the maturity period of six (6) years and nine (9) years for extended plan.
Various Plan to choose - Silver, Gold and Platinum
With 8% interest rate per annum
TAX Free

Youth & Power Teen Savers Club

For kids and teenager ages 0-13 years old and 14-17 years old
Minimum deposit of P500.00
TAX Free

Tricycle Driver's Savings Program

Open to all Tricycle Drivers and Operators
Minimum daily deposit of Php 30.00 (50% to share capital and 50% to savings deposit)
Additional requirements upon membership:
2 pcs 2x2 ID Picture
Photocopy of Driver's License and MTOP
Initial Payment of Php 300.00

Health Savings Program

Savings Program with bundled insurance
Interest Rate 6% per annum
Withdrawals permitted anytime for Medical Emergencies
With bundled Insurance Hospital Income Benefits:
Php 500.00 x 10 days (Member + 1 Dependent)
Php 250.00 x 10 days (Additional Dependent)
TAX Free

Laboratory Cooperative
A savings program for all students in partner school of the Cooperative
Students qualified to enrol in the Laboratory Coop is from seven (7) years old up to seventeen (17) years old
Initial Payment upon enrolment:
Membership Fee -
Php 25.00
Share Capital -
Savings Deposit -
Student Insurance -
Savings for All Seasons

Savings Deposit for a specific purpose
Initial deposit of Php 1,000.00
Interest rate of 4.5% per annum
Withdrawable on or 1 week before the day of the occassion
TAX Free

Contact Us

For more inquiries/concerns, you may visit our branch offices or contact us with the details provided below:

Cor. M. Fuentes & G.Echavez Sts., Purok 10, Poblacion, Nabunturan, Davao de Oro 8800

(084) 817-0469 or 09198182188

Official Email Address

Write to Us

Full Name