PATXT 15 – Personal Accident Insurance Protection Program
A personal accident insurance program with coverage that can be activated by text message. The source advertises coverage for accidental death and specified accidental events for as low as PHP 15.00 per year.
Benefit/Coverage
| Benefit | Coverage |
|---|---|
| Accidental Death | PHP 5,000.00 |
| Accidental Permanent Disablement | PHP 5,000.00 |
| Death due to Motorcycling Accident | PHP 5,000.00 |
| Accidental Death due to Drowning / Snake Bite / Dog Bite | PHP 5,000.00 |
Activation
Send a text message in the format shown in the source: PATXT15 <space> CODE <space> BIRTHDATE (year-month-day) <space> FULLNAME, and send it to the listed mobile number.
Claims Procedure
Written notice of an injury must be given to the company within 20 days after the accident. For accidental death, immediate notice must be given. Failure to provide notice within the required period may invalidate a claim unless it was not reasonably possible to provide notice.
Requirements
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- Age eligibility: 1–99 years old.
- Maximum of five (5) cards per person.
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