Providential Loans
Housing Loan
House construction, home improvements or residential house and lot purchase.
Educational Loan
Payment of tuition fees and other educational expenses, including continuing education, board exam review programs for members or/their beneficiaries.
OF Loan
Finance travel expenses of Overseas Filipino for employment such as placement fees.
Vehicle Loan
Purchase of motorcycle and car for personal use.
Personal Loan - Regular
For personal consumption, such as but not limited to household expenses, minor house repairs, appliance, gadgets, bills payment, personal travel.
Salary Loan
For personal consumption, such as but not limited to household expenses, minor house repairs, appliance, gadgets, bills payment and personal travel.
Pension Loan
Provide access to additional funds for retired regular members receiving regular pension or members who or with dependents receiving survivorship pension.
Bonus Loan
Bridge facility for personal consumption.
Auxiliary Loans
Back-to-Back Loan
Multi-purpose loan secured by time deposit
Quick Loan
Loan intended to provide immediate financial assistance in times of unforeseen emergencies or unexpected expenses.
Productive Loans
Subsistence Livelihood Loan
Provide capital for informal entrepreneurs & low-income individuals who are unable to access financial institutions due to lack of collateral, credit history, or other constraints.
Micro Business Loan
Provide micro and small businesses additional working capital requirements to finance inventory and other business operational expenses.
Business Loan - Working Capital
Provide additional capital requirements for small and medium and large enterprises, including working capital augmentation, bridge financing, and inventory acquisition.
Business Loan - Real Estate
Purchase of land and building for agricultural and productive purposes.
Business Loan - Fixed Asset Acquisition
Purchase of machinery, equipment and vehicle for agricultural and productive purposes.
Agricultural Loans
Agri Loan
Finance the production stage of the agricultural value chain - farm inputs, labor costs and post-harvest activities.
Finance the harvest stage of fruit-bearing trees.